Mortgage Home Purchase Loans Without the Hassle!
Serving Our Clients in Indiana, Kentucky, & Florida
Need financing options on a home or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. Riverside Mortgage is here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval request.
We'll help you see the differences between loan programs, allowing you to choose the right one for you, whether you're a first-time homebuyer or a seasoned investor.
Our Purchase Loan Process
Here's how our home purchase loan process works:
- Complete our simple mortgage pre-approval request.
- Receive options based on your unique criteria and scenario.
- Compare mortgage interest rates and terms.
- Choose the offer that best fits your needs.
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "28/36." This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).
- Fixed Rates
- Adjustable Rates (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
Call our team now at 812-989-7202 to get purchase options for your home.