Purchase Loan Products

Mortgage Home Purchase Loans Without the Hassle

Need financing options on a home or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a free pre-approval request.

We’ll help you see the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

• Complete our simple mortgage pre-approval request
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

• Fixed rates
• Adjustable rates (ARM)
• Conforming loans
• Jumbo and super jumbo loans
• FHA, VA, and USDA loans
• Terms from 5 to 30 years